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📋Insurance

Trident Insurance Group

Trident built a policy administration system in 6 months that carriers said would take 3 years

A specialty insurance MGA replaced Guidewire, Duck Creek workarounds, and manual underwriting processes with a custom policy platform on Intuidy AIPI.

6mo

Time to production

80%

Faster policy issuance

3x

Underwriting throughput

$5.2M

Year-one premium growth enabled

Software Replaced

Guidewire PolicyCenter (POC failed)Duck CreekExcel Rating ModelsManual Underwriting WorksheetsLegacy Claims SystemOutlook-Based FNOL

The Challenge

Trident spent 18 months and $3M trying to implement Guidewire before abandoning the project. Policies were still issued through a combination of Excel rating models, Word document templates, and manual underwriting worksheets. Claims intake happened via email and phone with no structured workflow. The company was losing business to competitors who could quote in minutes instead of days.

The Solution

Trident used Intuidy AIPI to build a custom policy administration system in 6 months. The platform handles quoting, binding, issuance, endorsements, and claims — all in one system. AI agents assist underwriters with risk assessment, auto-rate submissions, and flag anomalies. Broker portals provide self-service quoting for standard risks.

“We burned $3M on Guidewire and got nothing. Intuidy delivered a working policy admin system in 6 months for a quarter of the cost. It's not even close.”

Thomas Brennan

CEO, Trident Insurance Group

Results

What the custom platform delivered

Policy issuance from 5 days to same-day
Underwriters process 3x more submissions per day
Broker self-service portal handles 45% of new quotes
Claims FNOL to assignment reduced from 48 hours to 2 hours
Enabled entry into 3 new specialty lines in year one

What They Built

Key capabilities of the custom platform

01

Instant Quoting

AI-powered rating engine that quotes complex specialty risks in seconds, not days.

02

Smart Underwriting

AI assistant that analyzes submissions, pulls loss runs, checks aggregations, and recommends pricing.

03

Broker Portal

Self-service quoting and binding for brokers with real-time appetite rules and capacity checks.

04

Claims Orchestration

Structured FNOL, automated assignment, reserve recommendations, and settlement workflow in one platform.

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